Bobtail Liability Coverage

When you use your truck without a trailer attached it is commonly referred to as “bobtailing” or “deadheading.” If you want to or are required to have insurance coverage for when your truck is operated this way you need to have bobtail liability coverage. This type of liability protection will cover you when the truck is driven without the trailer, regardless of whether or not you are under dispatch and covers any damage that occurs to your truck.

Why Bobtail Liability Coverage?

• When driving you tractor without a trailer to and from the terminal.
• Traveling between loads without the trailer attached
• Bobtail liability coverage is applicable whether or not you were dispatched
• Offers broader coverage than other types of liability insurance.

The coverage is so broad, it often limits the carrier’s own exposure. As an owner/operator, it is important for you to ask the carrier specifically which coverage they want you to have. By asking specific questions and understanding what bobtail liability truly is, you can be certain what liability you need to assume for your Trucking Business.

Trucking Insurance Inquiry Form